Liam discusses the strategy of buy-to-let investing in the UK, sharing his insights and expertise on how to generate passive income and build equity through buy-to-let deals. He explains the concept of buying properties and renting them out, highlighting the potential for monthly cash flow and long-term capital appreciation, and explores two approaches to buy-to-let investing: buying ready-to-rent properties or purchasing run-down properties and adding value through renovations.
KEY TAKEAWAYS
- Buy-to-let investing is a traditional property investment strategy that involves buying properties and renting them out to tenants.
- With just 10 buy-to-let properties in the portfolio, it is possible to generate £3,000 to £4,000 per month in passive income.
- Buy-to-let properties can provide both passive income and capital appreciation, as property prices in many parts of the UK double every 10 years.
- There are two approaches to buy-to-let investing: buying ready-to-rent properties or purchasing run-down properties and adding value through renovations and improvements.
BEST MOMENTS
“With just 10 Buy to Let deals, you could be generating over 3,000 pounds a month passive income and generating hundreds of thousands of pounds in equity.”
“I’ve made all the mistakes in the book, and over the last eight years, it has been incredible, like turning on a tap.”
“You do the work once, you get paid for a lifetime.”
“You want to get the worst house on the best street, and then you’re going to bring this property back to life.”
FULL TRANSCRIPT
If you’re listening to the dealmaker podcast, hosted by multimillionaire property investor, entrepreneur, and Guinness World Record holder, Liam Ryan, discover how to start scale and grow your business, become a better negotiator create more opportunity and make massive profit so you can live the life of your dreams, dreams.
Welcome to today’s podcast. I am super super excited because we are going to be looking at one of the oldest traditional property investing strategies by to let UK Did you know with just 10 by two let deals, you could be generating over 3000 pounds a month passive income and generating hundreds of 1000s of pounds in equity. My name is Liam Ryan. I’m a professional property investor. I’ve been doing this stuff for over 20 years, I’ve made all the mistakes in the book. And over the last eight years, it has been incredible like turning on a tap and I’ve personally been involved with over 28 million pounds worth of property deals. I can show ordinary people just like you and I how to get extraordinary life changing results. So if you’re new to this channel, hit the subscribe button, give us a comment, hit the like button, and make sure you stay tuned for more videos.
So let’s take a look at buy to let investing this is one of the oldest most traditional property investment strategies. And I absolutely love this I love all property strategies that you just cannot be vanilla cookie cutting approach, rinse and repeat buy to let so what is a buy to let this is where you go and buy property. Then you rent it out to a family and individual or a couple. You typically have a mortgage on a property, the tenants are paying the mortgage, and then you are left with cashflow. And typically the average buy to let in the UK, you can be making 300 pounds per calendar month, they’re all there about sometimes a bit more, sometimes a bit less. So with just 10 of these in the portfolio, you could be generating 3000, if not 4000 pounds a month passive income. Passive income is really making money while you’re sleep, making money without having to do all of the work. Now, of course, it’s not truly passive, there is an element of managing the portfolio putting some time in however you can become super, super leverage. Why do I love by to let investing look, you do the work once you get paid for a lifetime, you do the work once you get paid for a lifetime. And if you get the right property in the right location number one, you get passive income. And number two, you also get capital appreciation, property prices here in many parts of the UK double every 10 years. So you buy a property today for 200,000.
In just 10 years, that could be worth 400,000 pounds. Now you have a couple of options. When you do buy two, let’s number one, you can buy a property which is ready to rent out. So it’s a good property and a good area that could be a house that could be a flat, and you don’t really have to do any work, you get the property at market rate, you rent it out, it might show you a six or seven or 8% yield and you put your deposit down, you get a mortgage, you rent it out, and you let time do its thing.
You want to get the worst house on the best street and then you’re going to bring this property back to life using a building, maybe a new kitchen, a new bathroom and extension, do the garden, maybe take it from two bedrooms to three bedrooms, maybe turn it into two flats or flea free flats, maybe go and do a loft extension. There are many, many, many ways when you do by to layer where you can add value to properties. As you add the value and you bring this masterpiece back to life. You then go and get it refinanced revalued. And then you go and get a mortgage. But because you’ve increased the value by X percentage, the money that you put in for the deposit and the refurb cost, you are able to pull out all of that most of that money, which means from just one deposit pot, you can rinse and repeat the process. And I’ve seen people that I’ve personally trained, that have used one deposit pot to go and access 56789 10 properties, you rinse and repeat. It’s much faster, it’s easier to scale. Now for full transparency, you’re not going to pull out all your money on every deal. Depends on location depends on the purchase price depends on the refurb and there is another way in which you can scale. You can use joint venture funding, you can use bridging, you can use joint ventures, you can use investor money, there’s many different ways in which you can create creative strategies. So you do not even have to use your own money. I’ve personally now raised over 9 million pounds of other people’s money, I’ve been involved with over 28 million pounds worth of property deals. In just the last eight years, I’ve now trained 1000s of people I’ve got the best name in the business, I love property, love business, love entrepreneurship. And even if I imagine this, right, imagine this. Even if you did three buy to let properties a year. And you made a promise right here right now that you were going to do this to build a legacy for your future for your family for your children. So you could be remembered for doing something positive and even if you did three a year, and you did that for the next 20 years, that is 60 buy to let properties in the portfolio. If you then buy them in the right location, those properties can double not just once, they can double twice in the next 20 years. When a property goes up in value. You then refinance, you pull out the equity, and then you buy more houses. This is why I love buy to let property investing and it works pretty much all over the country. Some areas like London, yes, properties are more expensive, the yield will be lower, but the capital appreciation should be higher. Even places like Newcastle right now, they are seeing great capital appreciation. They never really saw capital appreciation, but the market is changing. We are in a period where we have a shortfall of 400,000 homes a year. We live on a small island. They’re not making any more land. We are massively overpopulated and people need affordable housing. And this is why I truly believe that if you’re watching this now, you should be a professional property investor.
At least start your journey with a few by two. Let’s dip your toe in the water income follows assets. So if you like the idea of getting involved with biter, let’s, if you want to be that person using other people’s money, if you want to get out of bad debt, if you want to live a lifestyle, if you want more holidays, if you want to put your kids through private schooling, you just want to sleep better at night than property investing could be for you. Hey, somewhere in the description, there’s a link, hit that link. Grab a free ticket to one of my up and coming events. I run the UK is leading property business and wealth training company. I love business law, property love entrepreneurship, it would be an honor if we can get to hang out. So why don’t you come and meet me and my world class team at one of our free events. It could just be the event that changes everything for you. It really doesn’t matter who you are or where you’re from. The only requirement is that you have a drive and a passion to change your life and you love the idea of starting scaling and growing your property portfolio. Come and hang out. I’ll take you behind the curtains you never know, you could be my next biggest success story like Hadjer 127 deals, Rob Mason over 130 deals, the Dobson’s over 50 deals, you could be that next person changing your life doing what you want, when you want whenever you want.
I really hope you’ve enjoyed today’s episode, and I cannot wait to meet you. It will be great for you to be part of the team. So if you are listening to this now, and you are somebody that wants to get involved with property, you want more out of life, you want more time you want to win in life, you want to be in a position where you’ve got more choices to do what you want, when you want with who you want. I am now going to invite you for an invitation special exclusive event where you can meet me and my great team and I will take you behind the scenes and I will show you how to get started. You could be one of my next biggest success story. So why don’t you go to www.assetsforlife.co.uk and grab a free ticket.
Right now you’re listening to the dealmaker podcast, hosted by multimillionaire property investor, entrepreneur and Guinness World Record holder Liam Ryan, discover how to start scale and grow your business become a better negotiator create more opportunity and make massive profit so you can live the life of your dreams or dreams.
GET IN TOUCH
Click here to register your interest for one of my upcoming FREE events.
